Manufactured homes are financed by lenders who specialize in chattel loan financing.

When seeking a lender for this type of loan, please ask if they underwrite for “manufactured homes within a land-lease community.” Rates and terms will depend upon the lender’s loan programs , the applicant’s credit ratings, down payment, and other factors.

Here are some Lender choices:

MHD Empire Service Corp. – Click on the line at the bottom of the MHD page where it says “secure online application” form.

Approved Credit Services, Inc. -Fillable PDF.  Save and then E-mail to Approved Credit

21st Mortgage Corporation

Examples of financing terms on a NEW doublewide home that has a cost of $74,000.  Please know that Actual Terms will vary: